I’ve been using the cash envelope system for 2 years and 10 months now, and I have to mention that I don’t plan on stopping just because I’m debt free. I also don’t plan on throwing my budget plan out the window just because I am out of debt. Instead, I’ve realigned my budgeting for… Keep Reading
10 Ways To Dominate Your Finances In Your 20s
I read a motivational quote the other day that said “grind in your 20s, build in your 30s, and chill in your 40s” and it made me think about all the advice that I wish I had received right before I graduated college. No one sits you down and hands you a “How To NOT… Keep Reading
Paying off Debt vs Saving for Retirement
When I first started my debt free journey, I struggled with an all too common dilemma that many debt-free journeyers face, slay debt before saving money or do both at the same time? Initially, I wasn’t really sure what my plan of attack should be, so I did what most people do—NOTHING. But this obviously… Keep Reading
To Buy Used, New or To Lease? – That is the Question.
In the market for a new car? Maybe you’ve grown tired of the one you already own and have decided that it’s time for an upgrade. Last week I received this question from one of my followers and thought it was a solid topic to dissect. Once and for all I’m going to lay this… Keep Reading
F.I.R.E.
When I first started blogging, I had no idea how vast the personal finance space was let alone the number of people blogging about their money journey and experiences. There’s a whole sub-culture/online community of people that blog, vlog, and podcast about all things money. My debt free journey started back in January of 2016 when… Keep Reading
10 Sinking Fund Ideas
I don’t know about you but more times than not I get caught up in the busyness of life then WHAM! I get hit with an unexpected, seemingly out of the blue expense. When in actuality, this expense occurs every year on the same day— I just completely forget and don’t plan accordingly. This is… Keep Reading
From Wall Street to Blogging Full Time Before The Age of 30
This post may contain affiliate links. Please read my disclosure and disclaimer policy for more information. A couple of weeks ago, I had the pleasure of interviewing Leo Chan and Alicia Mara, the founders of Levitate Style, a New York City based men’s fashion and travel blog they launched in October 2013. Since the creation of the… Keep Reading
The 4 Pillars of Personal Finance
Personal finance, depending on who you ask, is made up of several different pillars. Think of these pillars as the structural beams in which you create the financial home of your dreams or nightmares, depending on the choices you make. In order to have a solid financial foundation and home, you MUST take into account… Keep Reading
New Year, New Focus: Health, Wealth, & Life (Part 2)
This post may contain affiliate links. Please read my disclosure and disclaimer policy for more information. This is a 3 part post on things I recommend you do, incorporate, get, you name it, that will help you get right in 2018. Yesterday, I discussed part 1 – Health and Wellness. When thinking of new year goals… Keep Reading
What the F#ck is a Roth IRA?
This post may contain affiliate links. Please read my disclosure and disclaimer policy for more information. So maybe lately you’ve been looking into retirement options because you feel like you should start saving or maybe you’ve already invested in a 401k plan through your employer and have heard of this thing called a Roth IRA. Either… Keep Reading