Somewhere between the release of Starbuck’s Pumpkin Spiced Lattes and us blinking, the holiday season sneaks up faster than we can say “Trick or Treat”. Next thing we know we are bombarded with ads, codes, and articles all screaming for our attention to BUY BUY BUY. Whether it’s “Oprah’s Favorite Things List” or the “Hottest Tech Gifts for Under a Gazillion Dollars” we are constantly being informed about the next best thing out there. Then the floodgates open with HUGE discounts and incentives to convince us to buy NOW! How can you say no!? I mean, this is supposed to be the most wonderful time of the year right? Or is it? [Read more…]
Archives for 2016
10 Reasons Why You’re Still Broke
Do you always wonder why you have a negative balance in your bank account? Can’t figure out why you haven’t broken out of the paycheck to paycheck rat race? If this sounds all too familiar then chances are that at least one of these following ten reasons will apply to you:
1.) You keep dipping into your savings- In some way or form you’ve made it too easy to access your savings. [Read more…]
Make Real Cents Budget Sheet
Click here to download Budget Sheet
Zapadnoye Degunino Download excel version of the Budget Sheet (Click here —>Make Real Cents Excel Budget)
Party, Party, Party! Let’s All Save Money!
Have any of your friends ever said “Why don’t we stay in tonight and have a savings party instead of going out!? Well for the record, none of my friends have either, especially on a Friday night!
Now that summer is dwindling down and people are preparing for hibernation, this just may be the perfect time for you to start limiting your spending. I’ve come up with a few fun ideas that will be easy on your pockets and will help you save money:
How To Get Out Of Debt (Part 2)
If you haven’t done so already, please make sure you read Part 1 to the series of “How to Get Out of Debt”. Complete all the action steps included in that post then come back for Part 2! If you’ve continued reading, then I’m assuming you took a hard look at your financial situation and now you’re ready to learn about cleaning up your current situation. [Read more…]
How to Get Out Of Debt (Part 1)
Are you broke, in debt, and don’t know where to start to get out of the financial mess you’ve created!? If this is you, trust me when I say that you are not alone! I know that it may feel like you’re the only person in the sea of your peers drowning in debt, whether it’s from student loans, car loans, mortgages, credit cards, gambling, etc. but I repeat YOU ARE NOT ALONE! [Read more…]
What my degree did not teach me
Go to school “they” said, get a higher education “they” said. Well, I would really like to know who “they” are and ask them a few questions like before I rack up thousands of dollars in debt will I be guaranteed a job?
My story begins on a sunny day in May of 2005, geesh ELEVEN years ago, [Read more…]