Can I be honest with you for a minute? February was a budget-busting month for me. There were a few back-to-back unexpected expenses that I simply didn’t foresee. Yes, even my budget can get derailed from time to time and that’s ok because I understand that, “Life” happens while we’re busy making plans. Could I… Keep Reading
What I Used To Pay Off $38,000 Of Debt in Less than 18 Months
When it comes to money and being proactive about tackling your debt, one story comes to mind – the story of The Ant & the Grasshopper – Aesop’s Fable. The Ant & the Grasshopper – Aesop’s Fable “One bright day in late autumn an Ant was bustling about in the warm sunshine, drying out the grain he had stored… Keep Reading
The 4 Pillars of Personal Finance
Personal finance, depending on who you ask, is made up of several different pillars. Think of these pillars as the structural beams in which you create the financial home of your dreams or nightmares, depending on the choices you make. In order to have a solid financial foundation and home, you MUST take into account… Keep Reading
New Year, New Focus: Health, Wealth, & Life (Part 2)
This post may contain affiliate links. Please read my disclosure and disclaimer policy for more information. This is a 3 part post on things I recommend you do, incorporate, get, you name it, that will help you get right in 2018. Yesterday, I discussed part 1 – Health and Wellness. When thinking of new year goals… Keep Reading
Why Interest Matters
Whether it be a student loan, a new car, credit cards, or a mortgage, it’s easy to fall into the trap of purchasing something or opening a line of credit just because you can afford the monthly payments. I use the word trap because, sometimes, we tend to have a hard time conceptualizing the full… Keep Reading
Top 3 MUST Read Personal Finance Books!
This post may contain affiliate links. Please read my disclosure and disclaimer policy for more information. Anyone who knows me knows that I LOVE to read. I am the quintessential bookworm. I read on the train, in bed, while riding my skateboard, while doing push-ups, basically I read any and everywhere I get the chance. I love… Keep Reading
It’s Time to Ditch the Car Payment
I’ll be the first to admit, it’s hard not to “want” or feel the “need” to get a new car once you get the itch for one. By “new,” I mean any car that is younger, more shiny, has more features, or will get you to your destination faster than your current car. Whether it… Keep Reading
Make Real Cents Budget Sheet
Click here to download Budget Sheet Download excel version of the Budget Sheet (Click here —>Make Real Cents Excel Budget)